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FinTech advisory

Embedded-finance expertise, applied to your business.

The challenge

FinTech sits at the intersection of finance, regulation and technology — and most advisors understand only one of the three. Whether you are building a lending, payments, embedded-finance or other financial-technology product, the structuring and regulatory decisions taken early determine whether it can scale and attract funding.

What we do
  • Commercial and product structuring across FinTech models — lending, payments, embedded finance, marketplaces and more
  • Regulatory positioning and licensing strategy across jurisdictions
  • Funding and capital structuring — debt and warehouse facilities, and equity
  • Bank and partner arrangements — white-label, referral and banking-as-a-service
  • Investor and lender materials, financial models and data rooms
  • Receivables, structured and true-sale / non-lending structuring where relevant
Our process

How it works

Understand the model

We map the product, the flows, the revenue model and the regulatory perimeter across each target market.

Structure

Commercial, funding and corporate structures designed for scale, fundability and regulatory fit.

Position cross-border

Regulatory and licensing strategy per market, coordinating with specialist local counsel.

Fund

Debt, warehouse or equity structuring, with the model and materials institutional funders expect.

Scale

Support as the product, geographies and funding structure evolve.

The IMAS edge

Finance and law, under one roof

A finance-and-law operator who has worked inside FinTech: current Counsel to a London embedded-finance platform — structuring and positioning a product across the UK, France and the US — recognised as Legal Leader of the Year — FinTech Innovation & Cross-Border Structuring (MENA–Europe) at the Global Legal Summit. Experience across the finance-regulation-technology intersection that few independent advisors hold.

Outcomes
FAQ

Common questions

What kinds of FinTech do you advise?

Lending, payments, embedded finance, marketplaces and receivables / structured-finance models, among others. The focus is commercial structuring, fundability and cross-border regulatory positioning, drawing on current in-house FinTech experience.

Do you provide regulatory legal opinions?

No — formal regulatory and licensing opinions come from licensed counsel in each jurisdiction. We provide the commercial structuring and strategy, and coordinate that legal work.

Can you help us raise funding?

Yes. We structure debt, warehouse or equity funding and prepare the model and materials institutional funders and investors expect.

We're early-stage — is this relevant?

Especially so. Structuring and regulatory decisions taken early are the hardest and most expensive to unwind later, so even a short engagement at the design stage can save significant rework.

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Ready to move?

Book a 20-minute consultation