The right facility, sourced and structured.
You need capital to grow, bridge or refinance — but bank conversations stall, terms are opaque, and you are not certain how much you can realistically borrow.
We size sustainable leverage against cash flow, security and covenants, then shortlist the right products — senior, mezzanine, structured, trade or a refinancing.
A bankable model, forecasts and credit memorandum that answer the questions a lender will ask before they ask them.
We approach the institutions and funds most likely to fund your profile, with the proposal framed for credit.
Multiple term sheets, compared on margin, fees, covenants, security and flexibility — not just headline rate.
Conditions precedent, documentation and the path to funds in the account.
We review the facility documents as we negotiate — covenants, security and change-of-control — so the terms you sign hold no surprises after drawdown.
Debt capacity is driven by sustainable cash flow (typically measured through leverage and debt-service cover), the quality of available security and the sector. We model it explicitly before approaching any lender — and the IMAS Advisor gives you an indicative read in minutes.
No. IMAS is an independent advisor and arranger. We structure the proposal, source and negotiate with lenders, and manage the process — keeping our incentives aligned with yours.
Banks, credit funds and specialist financiers across the GCC, UK, US and Europe. We match the facility to the lender most likely to fund your profile rather than running a generic mailshot.
Recent financial statements, management accounts, and a sense of the amount and purpose. We build the rest. Start with the advisory tool or a 20-minute call.