/* ============================================================
   IMAS Financing Broker — shared stylesheet
   Ocean Blue #00334A · Aqua Green #03C2A6 · Cloud Grey #F6F8F9
   Type: Montserrat (UI/body) · IBM Plex Mono (figures/tool)
   ============================================================ */
:root{
  --ocean:#00334A; --ocean-2:#06485f; --ocean-deep:#002536;
  --aqua:#03C2A6; --aqua-ink:#017A68;
  --cloud:#F6F8F9; --line:#E5E5E5;
  --ink:#5A6B72; --slate:#7FA0AD; --mist:#A9C2CC; --pale:#C5D4DA; --faint:#5B7682;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Montserrat',Arial,sans-serif;color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased;background:#fff}
.wrap{max-width:1140px;margin:0 auto;padding:0 32px}
a{text-decoration:none;color:inherit}
img{max-width:100%}
.mono{font-family:'IBM Plex Mono',ui-monospace,monospace}

/* buttons */
.btn{display:inline-block;border-radius:8px;font-weight:600;font-size:15px;padding:13px 24px;cursor:pointer;border:none;transition:.18s;font-family:inherit}
.btn-a{background:var(--aqua);color:var(--ocean)}
.btn-a:hover{background:#04d8b8}
.btn-o{border:1px solid rgba(255,255,255,.35);color:#fff}
.btn-o:hover{background:rgba(255,255,255,.08)}
.btn-d{border:1px solid var(--line);color:var(--ocean);background:#fff}
.btn-d:hover{border-color:var(--aqua);color:var(--aqua-ink)}
.btn-sm{padding:10px 18px;font-size:14px}

h1,h2,h3,h4{color:var(--ocean);font-weight:600;line-height:1.2}
.eyebrow{color:var(--aqua);font-size:13px;letter-spacing:3px;font-weight:600;text-transform:uppercase}

/* ---------- nav ---------- */
nav{background:var(--ocean);position:sticky;top:0;z-index:50}
nav .wrap{display:flex;align-items:center;justify-content:space-between;height:74px}
nav .logo img{height:34px;display:block}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{color:var(--pale);font-size:14px;font-weight:500;transition:.15s}
.nav-links a:hover,.nav-links a.active{color:#fff}
/* dropdown */
.dropdown{position:relative}
.dropdown>a::after{content:" ▾";font-size:10px;color:var(--slate)}
.dropdown-menu{position:absolute;top:130%;left:-16px;background:#fff;border:1px solid var(--line);border-radius:12px;
  box-shadow:0 18px 40px rgba(0,30,45,.16);padding:10px;min-width:250px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.16s}
.dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown-menu a{display:block;color:var(--ocean);font-size:13.5px;font-weight:500;padding:9px 12px;border-radius:8px}
.dropdown-menu a:hover{background:var(--cloud);color:var(--aqua-ink)}
.nav-toggle{display:none;background:none;border:none;color:#fff;font-size:24px;cursor:pointer}

/* ---------- hero (home) ---------- */
.hero{background:linear-gradient(150deg,var(--ocean-deep) 0%,var(--ocean) 55%,var(--ocean-2) 100%);color:#fff;text-align:center;padding:84px 0 30px}
.hero h1{color:#fff;font-size:46px;max-width:780px;margin:18px auto 0;font-weight:700;line-height:1.12}
.hero p.sub{color:var(--mist);font-size:18px;max-width:640px;margin:20px auto 30px}
.hero .ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.trust{display:flex;gap:30px;justify-content:center;flex-wrap:wrap;color:var(--slate);font-size:13px;letter-spacing:.4px;padding:40px 0 70px}
.trust b{color:var(--aqua)}

/* ---------- page hero (inner pages) ---------- */
.phero{background:linear-gradient(150deg,var(--ocean-deep),var(--ocean) 60%,var(--ocean-2));color:#fff;padding:64px 0 56px}
.phero .crumb{color:var(--slate);font-size:12.5px;letter-spacing:.5px;margin-bottom:14px}
.phero .crumb a:hover{color:var(--aqua)}
.phero h1{color:#fff;font-size:40px;max-width:760px}
.phero p{color:var(--mist);font-size:18px;max-width:640px;margin-top:16px}
.phero .ctas{margin-top:26px;display:flex;gap:14px;flex-wrap:wrap}

/* ---------- dual band ---------- */
.dual{background:var(--aqua);color:var(--ocean);text-align:center;padding:30px 0}
.dual b{font-weight:700}
.dual .row{display:flex;gap:40px;justify-content:center;flex-wrap:wrap;margin-top:14px;font-size:14px;font-weight:500}

/* ---------- sections ---------- */
section.pad{padding:78px 0}
section.pad-sm{padding:54px 0}
.bg-light{background:var(--cloud)}
.shead{text-align:center;max-width:660px;margin:0 auto 46px}
.shead h2{font-size:34px}
.shead p{margin-top:12px;font-size:17px}

/* grids & cards */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px 24px;transition:.2s;display:block;color:inherit}
a.card:hover{border-color:var(--aqua);box-shadow:0 14px 34px rgba(0,40,60,.08);transform:translateY(-3px)}
.card .ic{width:52px;height:52px;border-radius:11px;background:var(--cloud);display:flex;align-items:center;justify-content:center;margin-bottom:16px;font-size:24px}
.card h3{font-size:18px;margin-bottom:8px}
.card p{font-size:14.5px}
.card .more{color:var(--aqua-ink);font-weight:600;font-size:13.5px;margin-top:14px;display:inline-block}

/* prose / content blocks */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:28px;margin:38px 0 14px}
.prose h3{font-size:20px;margin:28px 0 10px}
.prose p{margin-bottom:16px;font-size:16px}
.prose ul,.prose ol{margin:0 0 18px 22px}
.prose li{margin-bottom:8px;font-size:16px}
.lead{font-size:19px;color:var(--ocean);font-weight:500;line-height:1.5}

/* two-column content */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}

/* numbered process steps */
.steps{counter-reset:step;display:grid;gap:18px}
.step{display:flex;gap:18px;align-items:flex-start}
.step .n{counter-increment:step;flex:none;width:38px;height:38px;border-radius:50%;background:var(--ocean);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px}
.step .n::before{content:counter(step)}
.step h4{font-size:16px;margin-bottom:3px}
.step p{font-size:14.5px;margin:0}

/* edge callout */
.edge{background:var(--ocean);color:#fff;border-radius:16px;padding:36px 38px}
.edge .eyebrow{color:var(--aqua)}
.edge h3{color:#fff;font-size:22px;margin:8px 0 12px}
.edge p{color:var(--mist);font-size:15.5px}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:600;color:var(--ocean);font-size:16px;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--aqua);font-size:22px;font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:12px;font-size:15px}

/* about */
.about{display:grid;grid-template-columns:300px 1fr;gap:46px;align-items:center}
.about img{width:300px;height:300px;object-fit:cover;border-radius:16px}
.about h2{font-size:32px;margin-bottom:8px}
.about .role{color:var(--aqua-ink);font-weight:600;margin-bottom:16px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.chip{background:var(--cloud);border:1px solid var(--line);border-radius:20px;padding:6px 14px;font-size:12.5px;color:var(--ocean);font-weight:500}

/* timeline */
.tl{border-left:2px solid var(--line);margin-left:8px;padding-left:26px;display:grid;gap:24px}
.tl .row{position:relative}
.tl .row::before{content:"";position:absolute;left:-33px;top:4px;width:12px;height:12px;border-radius:50%;background:var(--aqua);border:2px solid #fff}
.tl b{color:var(--ocean);display:block;font-size:16px}
.tl span{color:var(--aqua-ink);font-size:13px;font-weight:600}
.tl p{font-size:14.5px;margin-top:4px}

/* AI band */
.ai{background:var(--ocean);color:#fff;text-align:center;padding:70px 0}
.ai h2{color:#fff;font-size:32px;max-width:640px;margin:0 auto}
.ai p{color:var(--mist);max-width:560px;margin:16px auto 26px}

/* final cta */
.final{background:linear-gradient(120deg,var(--ocean),var(--ocean-2));color:#fff;text-align:center;padding:64px 0}
.final h2{color:#fff;font-size:30px;margin-bottom:22px}

/* ---------- advisor tool ---------- */
.advisor{max-width:720px;margin:0 auto}
.adv-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px;box-shadow:0 14px 40px rgba(0,40,60,.06)}
.adv-progress{height:6px;background:var(--cloud);border-radius:4px;overflow:hidden;margin-bottom:26px}
.adv-progress > i{display:block;height:100%;background:var(--aqua);width:0;transition:width .3s}
.adv-step{display:none}
.adv-step.active{display:block;animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.adv-step h3{font-size:21px;margin-bottom:6px}
.adv-step .hint{color:var(--slate);font-size:14px;margin-bottom:20px}
.opts{display:grid;gap:10px}
.opt{border:1px solid var(--line);border-radius:10px;padding:14px 16px;cursor:pointer;font-size:15px;color:var(--ocean);font-weight:500;transition:.15s;background:#fff;text-align:left}
.opt:hover{border-color:var(--aqua)}
.opt.sel{border-color:var(--aqua);background:#effbf8;box-shadow:inset 0 0 0 1px var(--aqua)}
.adv-field{margin-bottom:16px}
.adv-field label{display:block;font-size:13.5px;font-weight:600;color:var(--ocean);margin-bottom:6px}
.adv-field input,.adv-field select,.adv-field textarea{width:100%;border:1px solid var(--line);border-radius:9px;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ocean)}
.adv-field input:focus,.adv-field select:focus,.adv-field textarea:focus{outline:none;border-color:var(--aqua)}
.adv-nav{display:flex;justify-content:space-between;margin-top:26px}
.adv-back{background:none;border:none;color:var(--slate);font-weight:600;cursor:pointer;font-family:inherit;font-size:14px}
.adv-back:hover{color:var(--ocean)}
/* result */
.result h3{font-size:24px;margin-bottom:4px}
.res-block{border:1px solid var(--line);border-radius:12px;padding:20px 22px;margin-top:16px}
.res-block .lab{font-size:11px;letter-spacing:2px;font-weight:700;text-transform:uppercase;color:var(--aqua-ink);margin-bottom:8px}
.res-block.flag{border-left:4px solid var(--aqua)}
.res-block ul{margin:0 0 0 18px}
.res-block li{margin-bottom:7px;font-size:14.5px}
.metric-row{display:flex;gap:14px;flex-wrap:wrap}
.metric{flex:1;min-width:150px;background:var(--cloud);border-radius:10px;padding:14px 16px}
.metric .v{font-size:22px;font-weight:700;color:var(--ocean)}
.metric .k{font-size:12px;color:var(--slate)}

/* ---------- forms ---------- */
.form-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--ocean);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:9px;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ocean)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--aqua)}
.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:46px;align-items:start}
.cinfo .item{margin-bottom:22px}
.cinfo .item b{color:var(--ocean);display:block;font-size:14px;margin-bottom:3px}
.cinfo .item a:hover{color:var(--aqua-ink)}

/* insights cards */
.post{display:block;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff;transition:.2s;color:inherit}
.post:hover{border-color:var(--aqua);box-shadow:0 14px 34px rgba(0,40,60,.08);transform:translateY(-3px)}
.post .top{background:linear-gradient(135deg,var(--ocean),var(--ocean-2));height:120px;display:flex;align-items:flex-end;padding:16px;color:var(--aqua);font-size:12px;letter-spacing:2px;font-weight:700}
.post .body{padding:20px 22px}
.post h3{font-size:17px;margin-bottom:8px}
.post p{font-size:14px}
.post .more{color:var(--aqua-ink);font-weight:600;font-size:13px;margin-top:12px;display:inline-block}

/* ---------- footer ---------- */
footer{background:var(--ocean-deep);color:var(--slate);padding:48px 0 30px;font-size:13.5px}
footer .logo img{height:30px;margin-bottom:18px}
.fgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:30px}
footer a:hover{color:var(--aqua)}
.fcol{max-width:280px}
.fcol b{color:#fff;display:block;margin-bottom:10px;font-size:13px;letter-spacing:1px}
.fcol div{margin-bottom:6px}
.fbar{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;font-size:12px;color:var(--faint);display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.fbar a:hover{color:var(--aqua)}

/* ---------- responsive ---------- */
@media(max-width:880px){
  .grid,.grid-2,.split,.contact-grid,.frow{grid-template-columns:1fr}
  .about{grid-template-columns:1fr;text-align:center}
  .about img{margin:0 auto}
  .chips{justify-content:center}
  .nav-links{position:fixed;inset:74px 0 auto 0;background:var(--ocean);flex-direction:column;gap:0;padding:8px 0;display:none;border-top:1px solid rgba(255,255,255,.08)}
  .nav-links.open{display:flex}
  .nav-links a{padding:14px 32px;width:100%}
  .dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;background:transparent;padding:0 0 0 16px;min-width:0}
  .dropdown-menu a{color:var(--pale)}
  .dropdown:hover .dropdown-menu{}
  .nav-toggle{display:block}
  .hero h1{font-size:34px}
  .phero h1{font-size:30px}
  .shead h2{font-size:27px}
}

/* ---------- Advisor v2 output ---------- */
.adv-intro{font-size:14.5px;color:var(--ink);background:var(--cloud);border-radius:10px;padding:12px 16px;margin-bottom:6px}
.res-block.sample{border-left:4px solid var(--aqua)}
.res-block .mk{font-size:11px;letter-spacing:1.5px;font-weight:700;text-transform:uppercase;color:var(--aqua-ink);display:inline-block;margin-right:8px}
.sample-title{font-size:20px;margin:4px 0 2px}
.sample-sub{font-size:14px;color:var(--ink);margin-bottom:16px}
.sample-meta{display:grid;gap:10px;margin-bottom:18px}
.sample-meta .mv{font-size:14px;color:var(--ocean)}
.sample-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:6px}
.sg-h{font-size:12.5px;font-weight:700;color:var(--ocean);text-transform:uppercase;letter-spacing:.6px;margin-bottom:8px}
.legal-line{background:#effbf8;border:1px solid #cdeee7;border-radius:10px;padding:12px 14px;margin:14px 0 0;font-size:14px;color:var(--ocean)}
.outcome-line{margin-top:14px;font-size:14px;color:var(--ocean)}
.redacted{font-size:11.5px;color:var(--slate);font-style:italic;margin-top:14px}
.scope-steps{display:grid;gap:14px;margin-top:6px}
.scope-step{display:flex;gap:14px;align-items:flex-start;counter-increment:scp}
.scope-step .n{flex:none;width:28px;height:28px;border-radius:50%;background:var(--ocean);color:var(--aqua);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700}
.scope-step .n::before{content:counter(scp)}
.scope-steps{counter-reset:scp}
.scope-step h4{font-size:15px;margin-bottom:2px}
.scope-step p{font-size:14px;margin:0}
.engage-model{margin-top:18px;font-size:13.5px;color:var(--ink);border-top:1px solid var(--line);padding-top:14px}
.edge-block p{font-size:14px;color:var(--ocean)}
.edge-block em{font-style:italic;color:var(--aqua-ink)}
.adv-cta{text-align:center;margin-top:22px;background:linear-gradient(150deg,var(--ocean-deep),var(--ocean) 70%);color:#fff;border-radius:14px;padding:30px 26px}
.adv-cta h3{color:#fff;font-size:21px;margin-bottom:6px}
.adv-cta p{color:var(--mist);font-size:14px;max-width:460px;margin:0 auto 18px}
.adv-cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.adv-cta .btn-d{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.adv-cta .btn-d:hover{border-color:var(--aqua);color:var(--aqua)}
.adv-sent{color:var(--aqua);font-size:13.5px;margin-top:16px}
@media(max-width:640px){.sample-grid{grid-template-columns:1fr}}

/* ---------- Track record (tombstones) ---------- */
.tr-intro{max-width:760px;margin:0 auto 6px;text-align:center;color:var(--ink);font-size:15px}
.tomb-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:8px}
.tomb{background:#fff;border:1px solid var(--line);border-left:4px solid var(--aqua);border-radius:0 14px 14px 0;padding:24px 24px 20px;transition:.2s;display:flex;flex-direction:column}
.tomb:hover{box-shadow:0 14px 34px rgba(0,40,60,.08);transform:translateY(-3px);border-left-color:var(--aqua-ink)}
.tomb .ttype{align-self:flex-start;background:#effbf8;color:var(--aqua-ink);border:1px solid #cdeee7;padding:5px 11px;border-radius:20px;font-size:10.5px;font-weight:600;text-transform:uppercase;letter-spacing:.8px;margin-bottom:14px}
.tomb .tamt{font-size:23px;color:var(--ocean);font-weight:700;line-height:1.2;margin-bottom:8px}
.tomb .tamt.sm{font-size:17px}
.tomb .tsector{color:var(--aqua-ink);font-size:13.5px;font-weight:600;margin-bottom:10px}
.tomb .tdesc{color:var(--ink);font-size:13px;line-height:1.6;margin-bottom:16px;flex:1}
.tomb .tmeta{border-top:1px solid var(--line);padding-top:13px;font-size:12.5px}
.tomb .tyear{color:var(--ocean);font-weight:600;font-family:'IBM Plex Mono',monospace;font-size:12px}
.tomb .tstatus{background:var(--cloud);color:var(--faint);padding:4px 10px;border-radius:20px;font-size:11px;font-weight:600}
.tomb .tstatus.live{background:#effbf8;color:var(--aqua-ink)}
.tr-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:18px;max-width:900px;margin:0 auto}
.tr-stat{text-align:center}
.tr-stat .v{font-size:30px;font-weight:700;color:#fff;line-height:1}
.tr-stat .v span{color:var(--aqua)}
.tr-stat .k{font-size:12.5px;color:var(--slate);margin-top:8px;letter-spacing:.3px}
.tr-note{max-width:820px;margin:26px auto 0;text-align:center;font-size:12px;color:var(--slate);font-style:italic;line-height:1.6}